What is Affirm?
Affirm is a Buy Now, Pay Later (BNPL) finance option available exclusively to our US retailers. It allows customers to spread the cost of a purchase over a series of fixed, scheduled payments rather than paying the full amount upfront at checkout.
Unlike some other BNPL providers, Affirm typically offers a range of repayment terms — often between 3 and 36 months — and may charge interest depending on the loan amount and repayment period selected. This makes it slightly different to providers like Afterpay or Zip Pay, where payments are always interest-free. Affirm performs a soft credit check at the point of application, which does not affect the customer's credit score.
What will this look like on my website?
Customers will see Affirm in numerous places across your website, including:
On the Product Page:

Within the Basket Page:

And during the checkout:

Each widget will include a link to a calculator, which estimates monthly payments, depending on the finance plan and length of plan:

How do I get setup with Affirm?
If you'd like to activate the Affirm integration, please reach out to our Success Team. You can reach them on 01229 588628, selecting option 4.